Live: $550Mil in home loans being monitored

Is your bank quietlyovercharging you?

Auto Negotiator automatically compares your loan against the entire market and, when it’s worth it, helps you switch in just minutes.

Maximise my savings (1min)

No credit score effect

Licensed mortgage broker

Free for a limited time (Usually $395)

How it works

Set it once. Stay ahead always

Set it up in 1 minutes

Add your loan details and switch on rate tracking.

We watch the market

We watch the market and we let you know when you are overpaying.

You choose what happens next

If they won't move, we'll show you better options and help you switch when you're ready (takes 15 minutes to apply)

Built for busy homeowners

Works while you sleep.

24/7

Always-on monitoring

We scan the market daily and let you know when there may be a better deal.

NO OBLIGATION

Stay in control

No credit score impact. You can unsubscribe anytime. We'll only contact you when there's something worth acting on.

FAST SWITCHING

Works for you

If your bank won't match a better rate, we can help you apply to switch in as little as 15 minutes.

Protect my loan (1min)

Real savings

Loyal customers pay more. We help close the gap.

Banks reward new customers. We help loyal ones catch up.

$3,110

Average annual saving for Open customers who refinanced

Based on Open customer data, 2025

Over $100M in home loans funded

Better Business Award winner for multiple years

Vanessa Hewitt

1 year agoon

Fantastic service from Sion, Katrina and the team. Highly recommended

Lil Tanner

1 year agoon

My husband and I had the best experience dealing with Katrina, Sion and Ben. They made our refinancing so stress free and easy. Would definitely recommend.

Natasha Perera

1 year agoon

Open Home Loan is an amazing company to work with. Their team really get to know you and help you at every step. My process was super smooth, and communication was great. Highly recommend the team at Open.

Danella Chalmers

1 year agoon

The team at Open Home Loans were fantastic to work with. As first home buyers we were extremely nervous and unsure about the whole process. We felt very well informed and looked after by the whole team, especially Sion and Ben who were extremely friendly and pleasant to deal with throughout the whole process. I would highly recommend them to anyone looking for an honest and trustworthy mortgage broker.

You’re just a one minute away from staying on the perfect loan

Connect in 1 minutes and we’ll start checking for better deals.

Turn on Auto Negotiator