LIVE: $1BN+ IN HOME LOANS BEING MONITORED
Own your home sooner
We track your rate against 2,340 home loan products from Australia's top banks, automatically, every day. If you're overpaying, we do the legwork on whichever saves you more — a better rate from your bank, or a switch to another bank.
Takes 1 min
TRUSTED BY THOUSANDS
Trusted with big financial decisions
- $1bn+
- in home loans actively managed
- 2,340
- home loan products we scan
- Licensed
- Mortgage Brokerage
Is your home loan still competitive?
Open monitors your rate every day. If you're overpaying, we'll tell you exactly how much — then, with your go-ahead, help you switch to a better deal.
AVERAGE SAVINGS OF
in the first year. Includes interest savings and bank cashback where applicable. Results vary.
We take the hassle of monitoring the market and negotiating for you
See the real numbers. Your all-in saving after any and all bank fees, not just a rate.
Built for your situation. We match you with banks likely to approve you.
Switching now takes minutes, not hours. We handle the rest.
Takes 1 min
HOW IT WORKS
Set it and forget it
01
Add your loan details
Takes 1 minute. No credit check.
02
We watch the market 24/7
We only contact you when there's a better deal worth acting on. No spam, unsubscribe anytime.
03
You choose what happens next
We get your bank to match, or help you switch in as little as 15 minutes. No obligation.
THE NUMBERS
Stop paying too much
Banks often give better rates to new customers than existing ones.
Interest savings
on average, first year
Bank cashback
if applicable
AVERAGE FIRST YEAR
both combined
Includes interest savings and bank cashback where applicable. Results vary. Exact interest savings and cashbacks are confirmed when a new potential offer is presented to you.
Takes 1 min
FAQS
Good things to know
No. Checking your loan with Auto Negotiator does not affect your credit score. We don't run a credit check when you submit your details.
We'll check your current loan against the market. If there may be a better deal worth looking at, we'll let you know. If your current rate is already competitive, we'll keep monitoring the market for you in the background. We'll only contact you about your loan check or if there may be a better deal worth acting on — we may send an SMS or email, but there's no obligation to act. And if your rate already looks competitive, that's a good outcome — we'll keep checking the market for you so you don't have to.
Free for the first 12 months, then $9/month. No credit card needed to get started.
Click “Check my rate” and add your loan details. It takes about 1 minute, there's no account to create and no credit check.
Takes 1 min